Any questions about how we are paid?
Ring us and ask. We would far rather explain it than have you wondering.
Call 0818 44 55 66Required, and useful
Under the Consumer Protection Code, intermediaries are required to make a summary of the remuneration arrangements agreed with product producers available on their website. This page is where that lives.
We would publish it anyway. If you do not know how your adviser is paid, you cannot judge the advice. Everything below is also set out in our terms of business, and the actual figures for your own case are given to you in writing before you commit to anything.
By product type
Ranges, because they vary by provider and by product. The exact figure for your own case is disclosed to you in writing before you sign anything.
Fees instead of commission
Where work is done on a fee basis rather than commission, the basis of the fee is agreed with you in writing in advance and set out in our terms of business. Some clients prefer it, particularly for advice that does not result in a product at all.
If a piece of work would earn us commission and you would rather pay a fee and have the commission rebated or reduced, say so. It is a legitimate request and we will put the options side by side in euro.
What you should always be given
Any questions about any of this?
Ring us and ask. We would far rather explain it than have you wondering.
Pick a date and time that suits you.
No sales pitch, just a conversation about what you already have, what it is heading for and whether we can improve it. You will get a written summary either way.